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As an international financial center, Hong Kong attaches great importance to the provision of highly efficient cross-border payment services, he said, noting that the HKMA is dedicated to conducting research on the application of the latest fintech solutions for cross-border payment.

As a result, the company's sales have fallen drastically. Last year, it sold just 230 ATMs, a year-on-year decline of 89 percent.

As for the scuttling of the deal with AT&T, Yu said "we are still very confident in the US market. Huawei has already made lots of progress in markets like Europe, Korea and Japan, so we believe we will also make a breakthrough in the US in the future because consumers love our products."

As competition to attract talent has intensified between major cities in recent years, many have unveiled packages to lure ambitious young people. However, permanent household registration, one of the key incentives offered by many cities, appears to be losing its appeal.

As SPDB's branches compete with each other over profits, its Chengdu branch, which had been a star performer for years, was "favored" by the management and received less scrutiny, leaving the massive fraud undiscovered for years, an accounts manager for corporate loans at the bank told China Daily, requesting anonymity.